Why Pre-Qualification is Important

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Even if you have not researched houses to view yet, it can be advantageous to visit with your mortgage loan professional first. What for? What can we do for you if you have not made an offer, and do not know yet the amount you want to borrow?


When we pre-qualify you, we help you decide how much of a monthly payment you can fit in your budget, and the size of loan you can qualify for. This process outlines your finances - your debt, income, career, and cash available for down payment, among other things. It's quick and to the point; We keep the paperwork light.

Once you are determined to be eligible, we document our confidence in your ability to qualify for a mortgage by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Various advantages open to you once you've found your new house, and have pre-qualification. First, you have some definite numbers in mind, as the amount you can borrow. Of greater importance to the current home owner, your pre-qualification is like your having entered their house with a suitcase full of cash to make the deal! They will not have to worry that that they have been wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he can't trust you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount will not cause them concern. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in monthly mortgage payments you can fit in your budget, and how much we of a loan you will qualify for. In this process, we calculate your ability to borrow - reviewing your employment, available money for down payment, existing debt, income, and other areas. We will ask for a minimum amount of paperwork, and avoid a lengthy process.

Face to Face

While you are able to use our mortgage calculators on our site, it's essential to sit down and talk with us. That way, we will help you get your pre-qualification letter. Then, we will make sure we have the best mortgage program for your situation. Contact us at 561-207-8082 to get started.

Have questions about pre-qualifying? Call us at 561-207-8082. Milestone Mortgage Corp answers pre-qualifying questions every day.

Basic Pre-Approval

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